Here at Burialinsurance.org, Each of our carriers offer an online application process. While we would need to able to speak with you on the phone to ask the health questions, it’s typically only a 30 min phone call. We then fill out the insurance information on our side in the carriers secure portal. Once we have filled out the insurance application it is sent to you for review. If everything is in order you would check the box to agree to the terms and check the box to agree to eSign. It then comes back to us and I do the same then submit it to their underwriters. The entire process takes 20-30 minutes. Each of these carriers offers a 30 day free look period.